🎉 India's Most Complete Financial Management Platform

Take Complete Control of Your Finances

Track bank accounts, investments, bills, loans, and subscriptions. Get AI-powered insights to make smarter financial decisions.

Designed specifically for Indian users • 100% Free • Secure & Private

No Credit Card Required
100% Free Forever
Bank-Level Security

Everything You Need in One Place

Comprehensive financial management designed for the Indian market

Bank Accounts & Cards

Track multiple bank accounts, credit cards, and UPI transactions. Monitor balances, statements, and spending patterns.

  • ✓ Multiple account support
  • ✓ Real-time balance tracking
  • ✓ UPI transaction history

Investments Portfolio

Manage SIPs, Mutual Funds, Stocks, Crypto, PPF, FD/RD, and NPS. Track performance and returns.

  • ✓ All investment types
  • ✓ Performance tracking
  • ✓ Return calculations

Subscriptions

Track Netflix, Prime Video, Disney+, Hotstar, and all subscriptions. Get renewal reminders and cancellation suggestions.

  • ✓ Auto-renewal tracking
  • ✓ Cost optimization
  • ✓ Smart reminders

Bills & Payments

Never miss a payment. Track electricity, water, gas, mobile, internet bills with automated reminders.

  • ✓ Due date reminders
  • ✓ Recurring bill tracking
  • ✓ Payment history

Loans Management

Track home loans, personal loans, car loans, education loans. Calculate EMIs and get prepayment insights.

  • ✓ EMI calculations
  • ✓ Interest tracking
  • ✓ Prepayment suggestions

AI-Powered Insights

Get smart financial insights powered by Google Gemini AI. Categorize transactions, detect anomalies, and get personalized advice.

  • ✓ Smart categorization
  • ✓ Spending analysis
  • ✓ Personalized tips

AI-Powered Financial Intelligence

Let artificial intelligence help you make better financial decisions

Smart Categorization

Automatically categorize transactions using AI. No manual entry needed!

Financial Insights

Get personalized recommendations for savings, investments, and budget optimization.

Natural Language

Ask questions in plain English: "How much did I spend on food this month?"

Anomaly Detection

Get alerts for unusual spending patterns and potential fraud.

Why Choose SpendTotal?

Made for India

Designed specifically for Indian users with support for UPI, Indian banks, and local investment options.

100% Secure

Bank-level encryption. Your data is encrypted and stored securely. We never share your information.

Lightning Fast

Fast, responsive interface. Get insights in seconds, not minutes.

Free Forever

No hidden fees, no subscriptions. All core features are completely free.

Ready to Transform Your Finances?

Join thousands of users who are taking control of their financial future

No credit card required • Setup in 2 minutes • Start tracking immediately